Legal Note

Fidelity Charitable® is the brand name for the Fidelity Investments® Charitable Gift Fund, an independent public charity with a donor-advised fund program. Various Fidelity companies provide investment management and administrative services to Fidelity Charitable®. The Fidelity Charitable logo is a registered service mark of FMR LLC, and "Giving Account" is a registered service mark, of the Trustees of Fidelity Charitable. The Benefactor® is a registered trademark, of the Trustees of Fidelity Charitable. Fidelity and Fidelity Investments are registered service marks of FMR LLC used by Fidelity Charitable under license. GuideStar is a registered service/trademark of Philanthropic Research, Inc. "Adobe" and "Acrobat Reader" are registered trademarks of Adobe Systems Incorporated in the United States and/or other countries. Apple Podcasts® are trademarks of Apple Inc., registered in the U.S. and other countries.

Information provided is general and educational in nature. It is not intended to be, and should not be construed as, legal or tax advice. Fidelity Charitable does not provide legal or tax advice. Content provided relates to taxation at the federal level only. Availability of certain federal income tax deductions may depend on whether an individual itemizes deductions. Rules and regulations regarding tax deductions for charitable giving vary at the state level, and laws of a specific state or laws relevant to a particular situation may affect the applicability, accuracy, or completeness of the information provided. Charitable contributions of capital gain property held for more than one year are usually deductible at fair market value. Deductions for capital gain property held for one year or less are usually limited to cost basis. Consult an attorney or tax advisor regarding specific legal or tax situations.

Copyright Policy, Linking Policy and Trademarks

Fidelity Charitable web sites are protected by applicable copyright laws. Accordingly, you may not copy, distribute, modify, post or frame-in Fidelity Charitable sites, including any text, graphics, video, audio, software code, user interface design or logos.

Unless you and Fidelity Charitable have agreed otherwise, links from another web site to the Fidelity Charitable site must resolve to the top-level homepage of the Fidelity Charitable domain (e.g., FidelityCharitable.org). In order to avoid confusion, if you do link from another web site to the Fidelity Charitable top-level homepage, your web site, and the link itself, may not suggest that Fidelity Charitable endorses, sponsors or is affiliated with any non-Fidelity Charitable web site, entity, service or product, and may not make use of any Fidelity Charitable trademarks or service marks other than those contained within the text of the link. Link may be introduced by the words Fidelity Charitable is the brand name for the Fidelity Investments® Charitable Gift Fund, an independent public charity with a donor-advised fund program. No other descriptions of Fidelity Charitable or the Fidelity Charitable web site may be used without the express written consent of Fidelity Charitable.

Required State Disclosure

Information concerning Fidelity Charitable, including financial or charitable purposes, may be obtained, without cost, by writing to its principal place of business at the following address: Fidelity Charitable, 245 Summer Street, Mail Zone NM43A, Boston, MA 02210, or by calling 800-952-4438. In addition residents of the following states may obtain financial and/or licensing information from their states, as indicated. Registration with these states, or any other state, does not imply endorsement by the state. Florida: SC No. CH233. A COPY OF THE OFFICIAL REGISTRATION AND FINANCIAL INFORMATION MAY BE OBTAINED FROM THE DIVISION OF CONSUMER SERVICES BY CALLING TOLL FREE, FROM WITHIN THE STATE, 800-435-7352. REGISTRATION DOES NOT IMPLY ENDORSEMENT, APPROVAL OR RECOMMENDATION BY THE STATE. Kansas: The annual financial report of Fidelity Charitable is on file with the Kansas Secretary of State. Kansas Registration #182-290-7. Maryland: For the cost of copies and postage, documentation and financial information submitted to the Secretary of State is available from the Secretary of State, Charitable Division, State House, Annapolis, MD 21401. Michigan: MICS No. 10757. Mississippi: The official registration and financial information of Fidelity Charitable may be obtained from the Mississippi Secretary of State's office by calling 888-236-6167. Registration by the Secretary of State does not imply endorsement by the Secretary of State. New Jersey: INFORMATION FILED WITH THE ATTORNEY GENERAL CONCERNING THIS CHARITABLE SOLICITATION AND THE PERCENTAGE OF CONTRIBUTIONS RECEIVED BY THE CHARITY DURING THE LAST REPORTING PERIOD THAT WERE DEDICATED TO THE CHARITABLE PURPOSE MAY BE OBTAINED FROM THE ATTORNEY GENERAL OF THE STATE OF NEW JERSEY BY CALLING 973-504-6215 AND IS AVAILABLE ON THE INTERNET AT http://www.state.nj.us/lps/ca/charity/chardir.htm. REGISTRATION WITH THE ATTORNEY GENERAL DOES NOT IMPLY ENDORSEMENT. New York: A copy of the most recent annual report is available from the Office of the Attorney General, Department of Law, Charities Bureau, 120 Broadway, New York, New York 10271. North Carolina: Financial information about this organization and a copy of its license are available from the State Solicitation Licensing Branch at 919-807-2214. The license is not an endorsement by the State. Pennsylvania: The official registration and financial information of Fidelity Charitable may be obtained from the Pennsylvania Department of State by calling toll-free within Pennsylvania 800-732-0999. Registration does not imply endorsement. Virginia: A copy of the financial statement is available from the State Division of Consumer Affairs, P.O. Box 1163, Richmond, VA 23218. Washington: Financial information is available from the Secretary of State, Charities Division, Olympia, WA 98504, or call, in state, 800-332-4483. West Virginia: West Virginia residents may obtain a summary of the registration and financial documents from the Secretary of State, State Capital, Charleston, WV 25305. Registration does not imply endorsement. Fidelity Charitable is the brand name for the Fidelity Investments Charitable Gift Fund, an independent public charity with a donor-advised fund program. Various Fidelity companies provide investment management and administrative services to the Fidelity Charitable. Fidelity Charitable logo is a service mark of FMR LLC. Gift4Giving® is a service mark, and Giving Account® is a registered service mark, of Trustees of Fidelity Charitable. Fidelity® and Fidelity Investments® are registered service marks of FMR LLC, used by the Fidelity Charitable under license.The third-party marks appearing herein are the property of their respective owners.

Employer Data Aggregation Policy

By opening a Giving Account as part of your company’s benefits offering, you are consenting to share Giving Account activity at an aggregate de-identified level while you remain an employee. This may include but is not limited to total contribution amounts, total grant amounts, and the charitable sectors you give to (but not the names of the individual charities). This does not apply to any Giving Account you are listed on that is not associated with your company. You may opt out of the Employer Data Aggregation policy at any time by calling Fidelity Charitable Donor Services at 800-952-4438.