Contributions

Cash equivalents, publicly traded stock, mutual fund shares, bonds, certain private or restricted stock, certain retirement assets and cryptocurrency, including Bitcoin, are eligible for contribution to Fidelity Charitable. We are happy to discuss proposed contributions with you. Please contact us at 800-262-6039 for assistance.

Contributions of privately held company stock are reviewed and accepted on a case-by-case basis. For all privately held company stock inquiries, please contact us at 800-262-6039.

Certain cryptocurrency, including Bitcoin, is eligible for contribution to Fidelity Charitable. For all cryptocurrency inquiries, please contact us at 800-262-6039.

Currently, QCDs cannot be made to donor-advised fund sponsors, private foundations and supporting organizations, though these are categorized as charities. Donors should check with their tax advisor before making a gift to ensure the organization is qualified to accept QCDs.

You should always check with your tax advisor or trust and estate attorney because individual situations vary substantially. IRA contributions to a donor-advised fund sponsor do not qualify for the Qualified Charitable Distribution.

To make irrevocable contributions from a Fidelity IRA or retirement account, please log in to Fidelity.com and transfer the funds to either a non-retirement brokerage or personal bank account. Once the distribution has settled, you can then log in to your Giving Account to make a contribution from your non-retirement brokerage or personal bank account.

Yes, you can name Fidelity Charitable as a beneficiary, but you should always consult with your tax advisor first. When updating the beneficiary designation, please refer to Fidelity Charitable as “Fidelity Investments Charitable Gift Fund” and include our Tax ID: 11-0303001, as well as the number of the Giving Account you would like to list as the beneficiary.

You should always check with your tax advisor or trust and estate attorney because individual situations vary substantially. IRA contributions to a donor-advised fund sponsor do not qualify for the Qualified Charitable Distribution.

To make irrevocable contributions from a Fidelity IRA or retirement account, please log in to Fidelity.com and transfer the funds to either a non-retirement brokerage or personal bank account. Once the distribution has settled, you can then log in to your Giving Account to make a contribution from your non-retirement brokerage or personal bank account.

A third-party is a person or entity that makes a contribution to Fidelity Charitable that is not an Account Holder on the Giving Account for which the contribution is intended. Third parties can include a trust, corporation, limited liability company or partnership.

All contributions must meet the criteria outlined in the Fidelity Charitable Policy Guidelines. Contributions must be sent in with the Irrevocable Contribution Form.

Account Holders cannot solicit third-party contributions on behalf of a specific charitable organization or on behalf of Fidelity Charitable for a Giving Account, and cannot guarantee to contributors that intended grant recommendations will be approved.

A notification is sent to the primary Account Holder as an alert that a third-party contributor has made a contribution to Fidelity Charitable that was allocated to his/her Giving Account. A confirmation is also sent to the third-party contributor to serve as written acknowledgement for use to substantiate their charitable deduction for tax purposes.

For our most up-to-date year-end contribution timelines, please refer to our charitable year-end deadlines.

When a contribution is received and accepted, it is irrevocable and is owned and controlled by the Fidelity Charitable Trustees, who are responsible for all aspects of Fidelity Charitable's operations. Fidelity Charitable will then allocate the proceeds of the contribution to your Giving Account and purchase units of each investment pool recommended for the Giving Account. Units will be purchased on the business day (each day that the New York Stock Exchange is open for business) Fidelity Charitable receives cash or the proceeds from the sale of the contributed assets.

The contribution to your Giving Account is invested based on the investment options you recommend. For donors who do not make active investment recommendations for their Giving Account at the time of a contribution, the Giving Account assets are defaulted into an investment option, as detailed in the Fidelity Charitable Giving Account Guide.

For an individual Giving Account, Fidelity Charitable will accept contributions from your personal savings or checking accounts with any U.S. bank. Your Social Security number should match the corresponding Social Security number on your bank account.

For a Corporate Giving Account, Fidelity Charitable will accept contributions from a corporate account with any U.S. bank. The corporate bank account must be an account for which you are authorized to act on behalf of the corporate entity.

While Fidelity Charitable does not charge a fee for using EFT, your bank may. Please consult with your bank directly for additional information on their EFT fees.

Deliver to: National Financial Services LLC
DTC: 0226
Account Number: Z97–000442
For benefit of: Fidelity Charitable Giving Account name and number

Since Fidelity Charitable does not staff for transactions outside of traditional market hours, any contribution of cryptocurrency received after 4:00 pm ET will be sold the next business day.

All cryptocurrency contributions must be confirmed on the blockchain. The contribution is not considered received until the transaction has been confirmed.

Yes. Funds can be transferred from another donor-advised fund (DAF). Please contact the DAF provider to initiate a grant to Fidelity Charitable and provide the following information:

Non-Profit Name: Fidelity Charitable
Tax ID: 110303001
Regular Mailing Address: P.O. Box 770001, Cincinnati, OH 45277
Overnight Mailing Address: 100 Crosby Parkway, Covington, KY 41015
Special Purpose/Designation: Your Fidelity Charitable Giving Account number

Open a Giving Account online in three steps.

To open a Giving Account for your organization or company, download the Organizational Giving Account application.

The Fidelity Charitable Trustees have appointed Strategic Advisers, Inc., a Fidelity Investments company and an SEC-registered investment advisor, to be the investment advisor to Fidelity Charitable. The Fidelity Charitable Trustees meet with Strategic Advisers, Inc. regularly to review the investment pools, the underlying investment options and the investment performance.

Fidelity Charitable offers a wide range of investment pool options for donors to choose from. Like with any investment strategy, diversifying assets in a Giving Account with a suitable asset allocation is critical to helping donors meet their specific charitable goals.

For those donors who want to customize an asset allocation in their Giving Account, Fidelity Charitable offers single asset class pools that can be combined in a variety of ways to help meet unique philanthropic goals. The key to this strategy is to revisit the asset allocation often and rebalance regularly. Our single asset class pools are truly part of an open architecture—we offer both passively and actively managed options and Fidelity and non-Fidelity managed options. Pool names ending in "Access" indicate those options that have underlying investments that are externally managed.

Our sustainable and impact investing pools can also be used as building blocks for a broader asset allocation for those donors who want exposure to strategies that consider social and environmental factors, while also emphasizing financial returns.

For donors who prefer a simpler option, asset allocation pools offer instant diversification among multiple asset classes. Donors choose the appropriate risk level—ranging from conservative to aggressive—and the pool will be managed against a target asset allocation and automatically rebalanced for them. Donors interested in this all-in-one option can utilize the Pool Selector, an online tool that simplifies the decision process for allocations in your Giving Account.

The Charitable Legacy Pool is an "all-weather" asset allocation option that goes beyond traditional equity, bond and short-term investment allocations. The pool seeks to provide inflation-adjusted returns while preserving capital through various market cycles and is meant to match a donor’s consistent grant-making.

For additional information on each investment pool option, please visit our Investment Options page.

Donors may make pool exchanges up to five times per month.

Fidelity Charitable offers several investment pools for donors who are interested in investment strategies that exclude specific industries (negative screens) or consider environmental, social and corporate governance factors (positive screens). To learn more about the investment pool options that seek to consider both financial return and social good, refer to our Sustainable and Impact Investing Pools page.

On 3/28/24, Fidelity Charitable renamed its Asset Allocation Pools to better reflect the underlying investment. There was no change to the underlying mutual fund and no market impact. No donor action is needed.