Asset Allocation and Holdings

Charitable Legacy Pool

Equity: 43.42%

U.S. Equity: 17.12%

Data as of: 11/30/2024

U.S. Equity Holdings
Underlying Funds Symbol % of Pool
Underlying Funds Fidelity Blue Chip Growth Symbol FBGRX % of Pool 0.68%
Underlying Funds Principal Blue Chip Fund CL R6 Symbol PGBHX % of Pool 0.6%
Underlying Funds T. Rowe Price U.S. Equity Research I Symbol PCCOX % of Pool 3.8%
Underlying Funds PIMCO StocksPlus Absolute Return Instl Symbol PSPTX % of Pool 0.69%
Underlying Funds JPMorgan US Equity Symbol JUEMX % of Pool 3.78%
Underlying Funds Brandywine Glbl Div Lg Cap Val Symbol LBISX % of Pool 1.13%
Underlying Funds Loomis Sayles Growth Fund Class N Symbol LGRNX % of Pool 1.03%
Underlying Funds LSV Value Equity Fund Instl CL Symbol LSVEX % of Pool 1.13%
Underlying Funds iShares Edge MSCI USA Quality Factor ETF Symbol QUAL % of Pool 1.71%
Underlying Funds JPMorgan Small Cap Equity R6 Symbol VSENX % of Pool 1.2%
Underlying Funds BlackRock Advantage SMID Cap Symbol MKSPX % of Pool 1.37%

International Equity: 19.11%

Data as of: 11/30/2024

International Equity Holdings
Underlying Funds Symbol % of Pool
Underlying Funds William Blair International Growth CL R6 Symbol WBIRX % of Pool 1.6%
Underlying Funds Causeway International Value Inst Cl Symbol CIVIX % of Pool 2.45%
Underlying Funds IShares MSCI EAFE Minimum Volatility ETF Symbol EFAV % of Pool 1.46%
Underlying Funds Fidelity Advisor International Discovery Fund - Class Z Symbol FZAIX % of Pool 1.85%
Underlying Funds Fidelity Advisor Japan Fund - Class Z Symbol FIQLX % of Pool 1.02%
Underlying Funds MFS International Intrinsic Value R6 Symbol MINJX % of Pool 1.48%
Underlying Funds JPMorgan International Rsrch Enh Eq ETF Symbol JIRE % of Pool 4.01%
Underlying Funds Oakmark International R6 Symbol OAZIX % of Pool 0.45%
Underlying Funds T. Rowe Price Overseas Stock Fund CL I Symbol TROIX % of Pool 3.28%
Underlying Funds iShares MSCI EAFE Value ETF Symbol EFV % of Pool 1.51%

Emerging Markets Equity: 7.19%

Data as of: 11/30/2024

International Equity Holdings
Underlying Funds Symbol % of Pool
Underlying Funds Acadian Emerging Markets I Symbol AEMZX % of Pool 1.19%
Underlying Funds DFA Emerging Mkts Core Equity Symbol DFCEX % of Pool 1.22%
Underlying Funds Fidelity Advisor Focused Emerging Markets Z Symbol FZAEX % of Pool 1.47%
Underlying Funds Fidelity Advisor Emerging Markets Fund Class-Z Symbol FZEMX % of Pool 1.13%
Underlying Funds Hartford Schroders Em Mkt Eq SDR Symbol SEMTX % of Pool 2.18%

Fixed Income: 29.93%

U.S. Investment Grade Bonds: 12.93%

Data as of: 11/30/2024

U.S. Investment Grade Bond Holdings
Underlying Funds Symbol % of Pool
Underlying Funds Fidelity Advisor Conservative Symbol FCNYX % of Pool 3.15%
Underlying Funds Fidelity Long-Term Treasury Bond Index Fund Symbol FNBGX % of Pool 0.33%
Underlying Funds Fidelity Advisor Total Bond Fund - Class Z Symbol FBKWX % of Pool 2.49%
Underlying Funds Voya Intermediate Term Bond R6 Symbol IIBZX % of Pool 2.53%
Underlying Funds PIMCO Total Return Fund Symbol PTTRX % of Pool 2.91%
Underlying Funds Baird Core Plus Bond Inst Symbol BCOIX % of Pool 1.52%

High Yield Bonds: 5.17%

Data as of: 11/30/2024

High Yield Bond Holdings
Underlying Funds Symbol % of Pool
Underlying Funds Artisan High Income Institutional Symbol APHFX % of Pool 2.61%
Underlying Funds Fidelity Capital & Income Fund Symbol FAGIX % of Pool 0.27%
Underlying Funds Mainstay High Yield Corporate Bond Fund I Symbol MHYIX % of Pool 2.29%

Non-U.S. Investment Grade Bonds: 2.86%

Data as of: 11/30/2024

Non-U.S. Investment Grade Bond Holdings
Underlying Funds Symbol % of Pool
Underlying Funds T. Rowe Price International Bond Fund I Symbol RPISX % of Pool 1.42%
Underlying Funds PIMCO Foreign Bond (Unhedged) Symbol PFUIX % of Pool 1.44%

Emerging Markets Debt: 2.95%

Data as of: 11/30/2024

Emerging Markets Debt Holdings
Underlying Funds Symbol % of Pool
Underlying Funds Fidelity Advisor New Markets Income Fund - Class Z Symbol FGBMX % of Pool 2.95%

Inflation-Protected Bonds: 6.02%

Data as of: 11/30/2024

Inflation-Protected Bond Holdings
Underlying Funds Symbol % of Pool
Underlying Funds Fidelity Inflation-Protected Bond Fund Symbol FIPDX % of Pool 3.01%
Underlying Funds PIMCO Real Return Symbol PRRIX % of Pool 3.01%

Real Assets: 14.77%

Commodities: 5.00%

Data as of: 11/30/2024

Commodities Holdings
Underlying Funds Symbol % of Pool
Underlying Funds Credit Suisse Commodity Return Strategy Fund Symbol CRSOX % of Pool 4.61%
Underlying Funds Ishares Gold Trust Symbol IAU % of Pool 0.39%

U.S. REITs: 4.12%

Data as of: 11/30/2024

U.S. REITs Holdings
Underlying Funds Symbol % of Pool
Underlying Funds Fidelity Real Estate Investment Portfolio Symbol FRESX % of Pool 4.12%

International REITs: 2.73%

Data as of: 11/30/2024

International REITs Holdings
Underlying Funds Symbol % of Pool
Underlying Funds Fidelity Advisor International Real Estate Fund - Class Z Symbol FIKLX % of Pool 2.73%

Natural Resources Equity: 2.92%

Data as of: 11/30/2024

Natural Resources Holdings
Underlying Funds Symbol % of Pool
Underlying Funds Fidelity Select Natural Resources Symbol FNARX % of Pool 2.92%

Absolute Return: 11.83%

Data as of: 11/30/2024

Absolute Return Holdings
Underlying Funds Symbol % of Pool
Underlying Funds BlackRock Global Long/Short Credit K Symbol BDMKX % of Pool 1.89%
Underlying Funds Blackstone Alternative Multi-Strategy Fund Y Symbol BXMYX % of Pool 1.86%
Underlying Funds Eaton Van Global Macro Absolute Return R6 Symbol EGMSX % of Pool 1.08%
Underlying Funds Fidelity Investments Money Market Government Fund Symbol FRGXX % of Pool 3.46%
Underlying Funds John Hancock Funds Multi-Asset Absolute Return R6 Symbol JHASX % of Pool 1.24%
Underlying Funds Merger Fund Institutional Symbol MERIX % of Pool 1.82%
Underlying Funds Fulcrum Diversified Absolute Return Instl Symbol FARIX % of Pool 0.48%

The gross expense ratio displayed is publicly available information as of 05/31/2018 and reflects the underlying mutual fund investment(s) of the pool's total annual fund or class operating expenses (before waivers or reimbursements) paid by the fund and stated as a percent of the fund's total net assets. The mutual fund data has been drawn from the most recent prospectus. The gross expense ratio does not include the Fidelity Charitable annual administrative fee as described in the Program Guidelines.

The net expense ratio displayed is publicly available information as of 05/31/2018 and reflects the underlying mutual fund investment(s) of the pool's total annual operating expense from the fund's most recent prospectus after any fee waiver and/or expense reimbursements that will reduce any fund operating expenses for no less than one year from the effective date of the fund's registration statement. This number does not include any fee waiver arrangement or expense reimbursement that may be terminated without agreement of the fund's board of trustees during the one-year period, unless other wise noted. The net expense ratio does not include the Fidelity Charitable annual administrative fee as described in the Program Guidelines.

Performance data shown represents past performance and is no guarantee of future results. Investment return and principal value will fluctuate, so you may have a gain or loss when shares are sold. Current performance may be higher or lower than that quoted.

Performance information for benchmarks reflect the benchmark in effect during the stated period. Benchmarks may have changed during the life of the pools. Current benchmark detail follows. View historical benchmark details.

N/A appears for the benchmarks for which there is no applicable comparison for the time period stated.

Benchmarks are not adjusted for fees.

You cannot invest directly in an index/benchmark.

On April 30, 2013, the benchmark of the pool was changed to the Charitable Legacy Pool Composite Index, a hypothetical combination of unmanaged indices combining the total returns of the underlying indices weighted according to the pool's neutral mix. The Charitable Legacy Pool Composite Index aligns with the pool's asset classes, including extended asset classes, and provides an appropriate comparative performance measurement for the pool. This change has been applied retroactively back to the inception of the pool on August 29, 2008.

Average annual returns are calculated as a steady compounded rate of return over the period of time indicated.

Pool holdings are subject to change.

The asset allocation and holdings detail shown is presented to illustrate the underlying funds in which the pool was invested for the period and may not be representative of the pool's current or future investments. The figures shown are as of the date shown, may not include the pool's entire current investment portfolio and are subject to change at any time.

The Charitable Legacy Pool was established on August 29, 2008.

The value of the pool's investments will vary from day to day in response to many factors. Stock values fluctuate in response to the activities of individual companies, and general market and economic conditions. The value of an individual security or particular type of security can be more volatile than the market as a whole and can perform differently from the value of the market as a whole. Foreign securities are subject to interest rate, currency exchange rate, economic, and political risks, all of which are magnified in emerging markets.

*Fidelity Charitable has contracted with Fidelity Investments to perform a range of administrative and financial advisory services. Links to the fund pages on Fidelty.com are provided to you pursuant to Fidelity Charitable's agreement with Fidelity Investments.

Important Performance & Legal Information